Residential strata insurance protects shared properties like apartments and townhouse complexes. At Gold Strata, we simplify the process with tailored cover that balances value, compliance, and peace of mind.
Covers permanent fixtures including roofs, walls, balconies, carports, fences, and lifts.
Covers shared furniture, carpets, décor, and appliances in lobbies and lounges.
Covers lost rent and temporary housing if a property becomes uninhabitable.
Covers owners if someone is injured or property is damaged in shared spaces.
Discover how factors like building type, location, and shared property can reduce your costs without sacrificing cover.
It’s compulsory insurance that covers shared property in apartment buildings, units, and townhouse complexes. It protects the building structure, common areas, and provides public liability cover.
No. It only covers the building and shared spaces. You’ll need separate contents or landlord insurance for items inside your unit.
The body corporate or owners corporation arranges the policy, and all lot owners share the cost through their strata levies.
Cover often includes buildings and fixtures, common area contents, public liability, and loss of rent or temporary accommodation after insured damage. Optional extras can be added.
Premiums depend on building type, location, and claims history. Regular reviews, risk management, and comparing insurers can help keep costs down.
